Planning your finances when
buying a property.

Remember that the purchase price of a property is not the only cost involved; there are a number of additional expenses to consider, including:

- Home loan application fee
- Property valuation fees
- Legal fees
- Financial insurance
- Home and contents insurance
- Moving expenses
- Property inspection reports
- LIM / PIM reports (land information memorandum/project information memorandum)
- Incidentals and other expenses

Your agent will be able to give you an estimate of these expenses.

Which type of home loan is right for you?

We all have different priorities and therefore you should assess the following options according to yours. We also recommend you contact a mortgage broker to help you make a decision. Although home loan packages differ from bank to bank, the following options are generally available:

Work out your weekly home loan repayments

It’s important that you understand the cost of your mortgage and what your commitments are. Please enter your details in our home loan calculator which will give you an estimate of your fortnightly and monthly repayments.

More information on home loans can be obtained from any bank or mortgage broker, of if you need assistance please contact us.